Your dentist will have a set fee for these procedures and you can pay them.
I can not speak for all dentists but where I am from many do offer payment plans.
Some like myself offer the plan interest free. Some refer to a third party that offers the payment plan. This type of third party payment usually comes with very high interest rates and possibly administrative fees. You should be able to call around and find a dentist that doesn't practise this way and just spread the payments out without charging you extra. Again I have no idea where you live or which country but in many parts of Canada where I live that is how it is often done.
Besides, some dentists proffer treatment priced on a sliding scale that means they will do the adjustment with their prices according to your income. Take care to not get embarrassed while asking about payment options or give you the plans that fit your budget constraints.
It really depends on every individual dental practitioner. Some dentist ONLY see medical aid patients, some dentist ONLY see cash patient and some see both. So you will have to enquirer with the receptionist when you visit the dental practice.
Dr Chun-I Lee
I hope my response was helpful.
Yes there is no problem. Dentists treat patients of they have insurance or not. For payment plan, it depends of the office. We do, so I suggest that you ask the secretary when you call for an appointment at the office you want to go.
Hope it helps!
Dr Isange Remacle
If there is a dental issue, treat it early. I have seen too many patients who waited to get dental insurance and a tooth that could have been a simple filling turned into major treatment that maxed out their insurance with that one tooth. Then they had other teeth with dental issues that they had to pay out of pocket because the cavity spread to adjacent teeth.
Some offices do not take assignment which means you pay up front and deal with insurance collection yourself, which is essentially same as not having insurance
Payment options and service fees vary from dentist to dentist, so it might be worth shopping around to find a provider that meets your needs. Some offices may accept a payment plan, may offer outside financing (ex: CareCredit), or may have a membership plan to help those without insurance still get the care they need.